The client portal and statements of account

One branded link shows your client their balance, open invoices with pay actions, estimates to accept, payment history and a statement download — plus how to run a per-client statement with running balance and ageing.

The client portal is one branded link your client keeps forever: everything they owe you, everything they've paid, and everything waiting for their yes — no client login or password to manage; the link itself is the key.

Share the portal

Open any client and use the Share portal action — copy the link or send it over WhatsApp in one tap. The link is a private magic link unique to that client, so treat it like the client's own key. Reminder messages Finocket sends carry the portal link too, so clients always have a way back to it.

What your client sees

Balance hero — the total they currently owe you, front and centre.
Open invoices with pay actions — each open invoice (or its next open installment, if it carries a payment schedule) with a way to pay it: a Pay via UPI link and QR code (see below), plus the Razorpay payment link where enabled.
Estimates to accept or decline — anything waiting for a yes: Review & accept records a typed-name acceptance with a timestamp, or Decline captures a short reason. Either way you're notified, and a declined estimate shows its reason back on your side so you know what to re-quote.
Payment history — every payment they've made, so “did that transfer go through?” stops being a chat thread.
Statement of account, right in the portal — an opening balance, every invoice and payment as a debit/credit line with a running balance, and a closing balance. They can set a from/to period and download the CSV for exactly that range — the numbers match your in-app statement to the paisa.
Your custom fields, where you flag them — any invoice or estimate custom field marked Show on portal appears on that document in the portal; fields not flagged stay private and never show.

The portal is branded with your business name, logo and accent colour — it looks like yours, not like software.

Pay by UPI — scan or tap

When you've saved a UPI ID (VPA) in your business settings, every open INR invoice in the portal shows a Pay via UPI button and a QR code. The customer scans the QR with any UPI app, or taps the button on their phone to open their own UPI app pre-filled with your UPI ID and the exact balance still due — total minus anything already paid, down to the paisa. The same UPI QR also prints on the invoice PDF, so it works whether they're looking at the portal or a printout.

This is a direct UPI transfer, not a card charge: nothing is debited by Finocket and no gateway sits in the middle — the money moves from the customer's UPI app straight to your account, and you record the payment the usual way when it lands. No UPI ID saved means no button appears (never a dead link), and a fully-paid invoice shows no pay-now at all.

Run a statement of account

On your side, open the client and choose Statement: an opening balance for the period, every invoice and payment as a debit/credit line with a running balance, and ageing buckets showing how old the unpaid amounts are. Print it or download the CSV — it's the document a client's accounts team asks for before releasing a payment, ready in one tap. The client's Ledger view gives you the same debit/credit run for browsing day to day, with foreign-currency amounts converted at your stored FX rates.

Access & control

Owners and assistants can share portal links and run statements; an invited accountant can view and download statements read-only. The portal page itself is public to whoever holds the link — share it only with the client it belongs to.

Frequently asked questions

Does my client need to install anything or create a login?

No. The portal is a web link — it opens in any browser on any phone. There's no password; the private link itself is the access.

Can my client pay directly from the portal?

Yes — each open invoice carries a pay action. If the invoice has a payment schedule, the portal offers the next open installment rather than the full balance. Online payment needs your Razorpay payments onboarding done once.

How do I send a client their statement of account?

Either share the portal link (they download the CSV themselves) or run the statement from the client's page and send the CSV or printout on WhatsApp or email.

What are ageing buckets on the statement?

Unpaid amounts grouped by how overdue they are — for example 0–30, 31–60, 61–90 and 90+ days. Accounts teams use them to prioritise which payments to release first.

Clients, projects and invoices

Add clients with GSTIN + state auto-fill. Send invoices — tax invoice, bill of supply, export invoice, receipt or credit note — start from an estimate, or split an invoice into a deposit + milestone schedule.

Estimates, deposits and payment schedules

Send an EST-numbered estimate with a hosted accept link — your client accepts with a typed name recorded with a timestamp — convert it to an invoice in one tap, and collect through a deposit or milestone schedule that chases itself.

Progress billing and invoice templates

Bill an estimate, sales order or retainer in tranches — by percentage or amount — with a running billed/remaining tally that can never over-bill the job to the paisa, and pick from three invoice PDF templates that each keep your show-on-PDF custom fields.